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How do Obamacare subsidies work?
 
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A common question we hear in our customer care center is: Can you explain how the subsidies work? 1. People who live in the U.S. 2. Are U.S. citizens, U.S. nationals, or lawfully present in the U.S. 3. Are not currently incarcerated may qualify for premium tax credits to help them pay for their health insurance. If you meet these requirements, and you're total household income is between 100 and 400% of the Federal Poverty Level (or FPL), you will likely be eligible to receive a premium tax credit to reduce the cost of your health insurance. These 'premium credits" or subsidies will be set on a sliding scale so that your contributions to the monthly premiums will be limited to a defined percentage of your income. It's complicated... If you meet residency requirements for subsidies, then you're total household income has to be between 100% and 400% of the Federal Poverty Level (or FPL). If it is, you may qualify for a "premium tax credit," or subsidy, to limit what you pay for your health insurance. These subsidies are set on a sliding scale so that what you spend each month is limited to a defined percentage of your income, to the second least expensive silver-level plan available in your area. Confused? Here is an example If you wanted to buy the second least expensive silver plan available in your area, and your monthly income is 133% of FPL, you would be earning about $1,273 per month in 2013. At that income level you could spend no more than 3% of your income -- about $38 per month -- to buy that second least expensive plan. The government subsidy pays the rest of your monthly premium. As your income increases, so does your share of the cost for the monthly premium. So, if your income rises to 400% of FPL -- about $3,832 per month in 2013 - you could spend no more than 9.5% of your monthly income -- about $364 - for that same plan; the second least expensive silver plan. So if the second least expensive silver plan available in your area costs $300 a month, and you earn 400% of FPL, there is no subsidy for you. But, if the second least expensive silver plan available in your area costs $500 a month, the government would pay the difference between the $500 plan and your $364 cap. In that scenario you would pay $364 per month for your health insurance plan, and the value of your subsidy would be $136; $500 minus your $364 cap. Now, if there also happened to be a bronze plan available for $400 a month, you could enroll in that plan and get the same $136 subsidy. In that case, your plan would cost you $264 per month. Or, if you wanted a Gold plan that cost $600 per month, you would -- once again -- apply your $136 per month subsidy and pay $464 per month for your insurance policy.
Просмотров: 66459 eHealth
Ted Cruz Supporter Loves Government Healthcare But Hates Obamacare
 
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A Ted Cruz supporter who fought in Vietnam is happy with the government-run healthcare that he depends on but he can't wait to get rid of Obamacare. Why the disconnect? Full Interview ▶ https://youtu.be/GeTZBT95S_w Jimmy Dore breaks it down. Subscribe so you don't miss a video ▶ http://www.youtube.com/subscription_center?add_user=TheJimmyDoreShow Join our community by liking, commenting and sharing to help us reach a wider audience. Keep it positive! Strong independent media depends on your support. Here's how to contribute: ▶ Become a premium member ▶ http://www.JimmyDoreComedy.com ▶ Use this Amazon link to do your shopping (Bookmark it!) ▶ http://www.amazon.com/?tag=comedylinking-20&linkCode=ur2&camp=1789&creative=390957 Jimmy Dore on Twitter ▶ https://twitter.com/Jimmy_Dore Filmed/Produced/Edited by Hank Thompson ▶ https://twitter.com/Hank_Thompson ABOUT THE JIMMY DORE SHOW: The Jimmy Dore Show is a hilarious and irreverent take on news, politics and culture featuring Jimmy Dore, a professional stand up comedian, author and podcaster. With over 5 million downloads on iTunes, the show is also broadcast on KPFK stations throughout the country. It is part of the Young Turks Network-- a leading voice in independent online media.
Просмотров: 24759 The Jimmy Dore Show
How Obamacare's individual mandate works
 
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Vox explains how does the individual mandate works and why the Obama administration is so confident in it. Subscribe to our channel! http://www.youtube.com/subscription_center?add_user=voxdotcom Vox.com is news website that helps you cut through the noise and understand what's really driving the events in the headlines. Check out http://www.vox.com to get up to speed on everything from Kurdistan to the Kim Kardashian app. Check out our full video catalog: youtube.com/voxdotcom/videos Follow Vox on Twitter: https://twitter.com/voxdotcom Or on Facebook: https://www.facebook.com/Vox
Просмотров: 124074 Vox
Democrats are acting like ‘sore losers’ over midterms: RNC chairwoman
 
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RNC Chairwoman Ronna McDaniel on the midterm election results and how Rep. Kevin McCarthy (R-Calif.) was elected House minority leader.
Просмотров: 3991 Fox Business
Obama Clearly Explains "Obamacare"
 
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President Obama explains what the Affordable Care Act — aka, Obamacare — is. Subscribe to The Daily Conversation http://bit.ly/WZnLnd Join the conversation on Facebook http://www.facebook.com/thedailyconversation Add TDC to your circles on Google+ https://plus.google.com/100134925804523235350/posts Follow The Daily Conversation on Twitter http://www.twitter.com/thedailyconvo "I think that any time you're implementing something big, there's going to be people who are nervous and anxious about is it going to get done, until it's actually done. But let's just step back for a second and make sure the American people understand what it is that we're doing. The Affordable Care Act — Obamacare — has now been with us for three years. It's gone through Supreme Court tests. It's gone through efforts to repeal. A huge chunk of it has already been implemented. And for the 85 to 90 percent of Americans who already have health insurance, they're already experiencing most of the benefits of the Affordable Care Act even if they don't know it. Their insurance is more secure. Insurance companies can't drop them for bad reasons. Their kids are able to stay on their health insurance until they're 26 years old. They're getting free preventive care. So there are a whole host of benefits that, for the average American out there, for the 85 to 90 percent of Americans who already have health insurance, this thing has already happened. And their only impact is that their insurance is stronger, better, more secure than it was before. Full stop. That's it. They don't have to worry about anything else. The implementation issues come in for those who don't have health insurance — maybe because they have a preexisting condition and the only way they can get health insurance is to go out on the individual market, and they're paying 50 percent or 100 percent more than those of us who are lucky enough to have group plans; people who are too poor to get health insurance and the employers don't offer them. Maybe they work for a small business and this small business can't afford right now to provide health insurance. So all the implementation issues that are coming up are implementation issues related to that small group of people, 10 to 15 percent of Americans — now, it's still 30 million Americans, but a relatively narrow group — who don't have health insurance right now, or are on the individual market and are paying exorbitant amounts for coverage that isn't that great. And what we're doing is we're setting up a pool so that they can all pool together and get a better deal from insurance companies. And those who can't afford it, we're going to provide them with some subsidies. That's it. I mean, that's what's left to implement, because the other stuff has been implemented and it's working fine. The challenge is that setting up a market-based system, basically an online marketplace where you can go on and sign up and figure out what kind of insurance you can afford and figuring out how to get the subsidies — that's still a big, complicated piece of business. And when you're doing it nationwide, relatively fast, and you've got half of Congress who is determined to try to block implementation and not adequately funding implementation, and then you've got a number of members of — or governors — Republican governors — who know that it's bad politics for them to try to implement this effectively, and some even who have decided to implement it and then their Republican-controlled state legislatures say, don't implement, and won't pass enabling legislation — when you have that kind of situation, that makes it harder. But having said all that, we've got a great team in place. We are pushing very hard to make sure that we're hitting all the deadlines and the benchmarks."
Просмотров: 186476 The Daily Conversation
Is Obamacare Working? The Affordable Care Act Five Years Later
 
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In which John Green pauses, five years after the Affordable Care Act was signed into law, to consider what we know so far about the law's effectiveness and repercussions. I also look at health care in the United States more generally, and the limited scope of the Affordable Care Act relative to the size of the overall health care system in the U.S. I got a ton of help from Aaron Carroll, who hosts the great Health Care Triage https://www.youtube.com/user/thehealthcaretriage, but any errors are my fault and mine alone. SOURCES: More than 17% of US GDP goes to health care expenses: http://en.wikipedia.org/wiki/Health_care_in_the_United_States The U.S. spends way more on health care than any other country: http://www-tc.pbs.org/prod-media/newshour/photos/2012/10/02/US_spends_much_more_on_health_than_what_might_be_expected_1_slideshow.jpg And yet our healthcare outcomes are not generally better (and are in many cases worse): http://www.commonwealthfund.org/publications/fund-reports/2014/jun/mirror-mirror 44 (or maybe 46) million Americans were uninsured in 2009: http://www.pbs.org/healthcarecrisis/uninsured.html This NYT article assessing the ACA is excellent: http://www.nytimes.com/interactive/2014/10/27/us/is-the-affordable-care-act-working.html#/ Understanding pre-existing condition exclusions: http://kff.org/health-reform/fact-sheet/health-insurance-market-reforms-pre-existing-condition/ Medical debt is the biggest cause of U.S. bankruptcy: http://www.cnbc.com/id/100840148 Employer-based insurance distorts the labor market in the United States: https://www.bostonfed.org/economic/conf/conf50/conf50e.pdf Both the access and the cost savings parts of the Affordable Care Act are discussed really well at this wikipedia page: http://en.wikipedia.org/wiki/Patient_Protection_and_Affordable_Care_Act We are nowhere close to a path to health care spending stability: https://www.cbo.gov/publication/45471 But the uninsurance rate has dropped dramatically: http://www.gallup.com/poll/180425/uninsured-rate-sinks.aspx And more than 12 million people have gotten insurance through the health care exchanges set up by Obamacare: http://acasignups.net/ The rollout of healthcare.gov was a disaster: http://en.wikipedia.org/wiki/HealthCare.gov Insurance premiums rising more slowly than before exchanges: http://kff.org/health-reform/issue-brief/analysis-of-2015-premium-changes-in-the-affordable-care-acts-health-insurance-marketplaces/ More insurance companies are participating in the exchanges this year than last year: http://www.wsj.com/articles/u-s-states-to-get-more-insurers-under-affordable-care-act-1411495473 The law is costing less than expected: http://www.nytimes.com/2015/03/10/us/politics/budget-office-again-reduces-its-estimate-on-cost-of-the-affordable-care-act.html Is the law actually improving health? It seems so at least for young adults and also for colonscopy screening rates, but much is still unknown: http://www.nytimes.com/interactive/2014/10/27/us/is-the-affordable-care-act-working.html#/ Many are still uninsured and underinsurance is a huge problem: http://www.nytimes.com/2014/12/02/upshot/underinsurance-remains-big-problem-under-obama-health-law.html (Don't get mad at me for linking a lot to the New York Times; they do way more data analysis and reporting on this stuff than anyone else I've come across) Britons live longer and healthier lives than Americans despite being pretty similar lifestyle-wise: http://www.ncbi.nlm.nih.gov/books/NBK62373/ Our health care spending will sink us in the long-run, but if anything the situation was worse before the ACA: https://www.cbo.gov/publication/45471 ---- Subscribe to our newsletter! http://nerdfighteria.com/newsletter/ And join the community at http://nerdfighteria.com http://effyeahnerdfighters.com Help transcribe videos - http://nerdfighteria.info John's twitter - http://twitter.com/johngreen John's tumblr - http://fishingboatproceeds.tumblr.com Hank's twitter - http://twitter.com/hankgreen Hank's tumblr - http://edwardspoonhands.tumblr.com
Просмотров: 1081794 vlogbrothers
Bob Wright: GE CEO Larry Culp is a great choice
 
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Former General Electric Vice Chairman Bob Wright on the future of General Electric and the fight against pancreatic cancer.
Просмотров: 98 Fox Business
Navigating the markets to secure your retirement
 
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Principal Financial CEO Dan Houston on the state of the economy and Americans' savings for retirement.
Просмотров: 125 Fox Business
NEW Q: "53-47." - PATRIOTS' SOAPBOX NEWS LIVE 24/7 RADIO
 
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We're the Patriots Soapbox 24/7 YT Stream! We are the first and only 24 hour news and information broadcast network run by volunteer citizen patriots. We are LIVE, 24 hours a day, 7 days a week...no re-runs. We're here to change the way journalism and world. It's time to return journalism to where it belongs: back into the hands of WE THE PEOPLE. ★VISIT THE NEW PATRIOTS' SOAPBOX MERCHANDISE STORE! (All "Q" items sold at-cost): https://teespring.com/stores/patriots-soapbox-2 ★SHOW SCHEDULE: https://public.tableau.com/profile/nerothehero#!/vizhome/PSBSchedule/PatriotSoapboxSchedule **ATTENTION: THE VIEWS EXPRESSED HERE, BY THOSE YOU HEAR SPEAKING AND SEE TYPING ON THIS LIVESTREAM, BELONG ONLY TO THOSE ESPOUSING THEM. NONE OF US SPEAKS FOR ANY OTHER...EACH PERSON ON THIS STREAM SPEAKS ***ONLY*** FOR HIMSELF OR HERSELF. NO INDIVIDUAL ON THIS STREAM SPEAKS FOR #WETHEPEOPLE PATRIOTS' SOAPBOX.*** ***DISCLAIMER: We are NOT LAWYERS/MEDICAL PROFESSIONALS. We are not giving legal or medical advice, merely sharing experience. PATRIOTS' SOAPBOX WILL NOT BE HELD RESPONSIBLE for ANY actions YOU take.*** ★ WE NEED YOUR HELP! See our donation link below to help us continue to improve your favorite platform. THANK YOU. WE LOVE YOU, PATRIOTS...GOD BLESS you and yours! paypal: https://www.paypal.me/PatriotsSoapbox ★ If you would like to donate anonymously via P.O. Box, please send check, money order, cash, etc. in a regular letter-sized envelope to: Patriots Soapbox LLC P.O. Box (FOUR)(ZERO)(FIVE)(FOUR) Merrifield, VA [Zipcode]: (two)(two)(one)(one)(six) - (four)(zero)(five)(four) (Write the numbers spelled out above as #'s) OR DONATE TO OUR CRYPTO WALLETS BELOW: Bitcoin Wallet: 3Cn3C9EYuH2d1kt5o8GT3aNzkCcMZu9M5T Bitcoin Cash Wallet: qq5lefhcuncyuwrg5hmsa8scarxf8jhfhsm5ap59fl LiteCoin Wallet:MBF8udoWKFjPaS1Tu5pfrFdnGtfPqhJRW8 Ethereum Wallet: 0x6028f0370Ee91034eD1502Db0cc84e698590Fa81 THANK YOU for your support, whether financial or just by being here, participating, and being a part of this with us. We love you all! Q: The Plan To Save The World (video): https://bit.ly/2MrkBd4 ★ LINK TO OUR NEW DISCUSSION FORUM TO REPLACE OUR BANNED SUBREDDIT! https://www.patriotssoapbox.com/forums/ ★ PAMPHLETANON'S TUTORIAL FOR USING THE PATRIOTS' SOAPBOX FORUMS: https://youtu.be/o_xmMGk2pCI ★ OUR PUBLIC DISCORD SERVER INVITE LINK: https://discord.gg/wUQSJ5Q (Need to know how to use discord? Check this "DISCORD FOR DUMMIES" video!): https://www.youtube.com/watch?v=7BFytSpuAWs ★ OUR LIVE LINK: https://www.youtube.com/channel/UCWW3gYCvKS412p7o6qSK5gg/live ★ Link to our Twitter account: https://www.twitter.com/PatriotsSoapbox ★ Official GAB account: https://gab.ai/PatriotsSoapbox ★ LINK TO OUR VIDEO OF CIA WHISTLEBLOWER KEVIN SHIPP'S PRESENTATION: https://www.youtube.com/watch?v=aImFfk5jbDk ★ LIST OF RESIGNATIONS/RETIREMENTS/DEATHS/ETC. (THIS IS THE MOTHERLODE, FOLKS!) check all of the tabs at the top!: https://docs.google.com/spreadsheets/d/1B-95giwldeKgsd0nYiw_sEaSf4kGNLZgEIvEhL2mVAw/htmlview?sle=true#gid=0 ★ MOCKINGBIRD MEDIA'S ATTEMPT TO GET IN FRONT OF THE HRC VID AND DISCREDIT PREEMPTIVELY: https://mobile.nytimes.com/2018/03/04/technology/fake-videos-deepfakes.html ★ DJT SPEECH @ THE AL SMITH DINNER OCT. 2016: https://www.youtube.com/watch?v=cYXCvkWWw8M ★ THOMAS PAINE'S "COMMON SENSE": http://www.ushistory.org/paine/commonsense/sense1.htm ★ 1977 SENATE MKULTRA INVESTIGATION DOC (LINKED BY Q): https://www.intelligence.senate.gov/sites/default/files/hearings/95mkultra.pdf ★ THE STAR SPANGLED BANNER. AS YOU'VE NEVER HEARD IT BEFORE: https://www.youtube.com/watch?v=YaxGNQE5ZLA ★ Q POST SITES (LOOK HERE FOR ALL Q POSTS!): https://qanon.app/ https://qntmpkts.keybase.pub ★ 2017 Trafficking in Persons Report: https://www.state.gov/documents/organization/271339.pdf ★ LISTS OF DEAD MEDICAL RESEARCHERS/SCIENTISTS: https://www.stevequayle.com/?s=146 http://www.rense.com/general62/list.htm http://truthcommand.com/2017/11/recap-full-list-80-dead-scientists-photos-shocking-details/ https://www.healthnutnews.com/recap-on-my-unintended-series-the-holistic-doctor-deaths/ ★ NUNES MEMO: https://www.scribd.com/document/370598711/House-Intelligence-Committee-Report-On-FISA-Abuses ★ Steele Dossier: https://www.scribd.com/document/369319684/The-Steele-Dossier ★ Hillary Rodham Clinton e-mails: https://foia.state.gov/Search/results.aspx?searchText=*&caseNumber=F-2016-07895 ★★★★★★★★★★★★★★★★★★★★★★★★★★★ "BE LOUD. BE HEARD." "BUILDING THE ARMY. Not convinced this is spreading? You, the PEOPLE, have THE POWER. You, the PEOPLE, just forgot how to PLAY. TOGETHER you are STRONG. APART you are weak. THEY WANT YOU DIVIDED. THEY WANT RACE WARS. THEY WANT CLASS WARS. THEY WANT RELIGIOUS WARS. THEY WANT POLITICAL WARS. THEY WANT YOU DIVIDED! LEARN! FOR GOD & COUNTRY - LEARN! STAY STRONG. STAY TOGETHER. FIGHT, FIGHT, FIGHT. This is more important than you can imagine.
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Financial Issues with Dan Celia: November 15, 2018
 
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Follow Dan’s guide to stock buys & sells: http://bit.ly/fismpartner Listen to Dan Live every day at https://www.financialissues.org Like Dan on Facebook: https://www.facebook.com/financialissues Follow Dan on Twitter: https://twitter.com/financialissues Watch & Listen to the Truth: Dan's Commentary What does Dan think about Bitcoin?: http://bit.ly/fismbitcoin Dan Celia On Fox Business' Cavuto Coast to Coast: http://bit.ly/28QgHaw *Information given by Dan could be based on time-sensitive market data or economic situations that are subject to change. All comments and graphics submitted to this account may be used on TV and the web by FISM & affiliates. All content rights reserved to FISM. **FISM does not endorse any paid promotions or other advertisements for third party sponsors displayed on our YouTube channel.
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Fox News Live Stream - The Five - Tucker Carlson Tonight - Sean Hannity
 
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